Finance Calculators
Free financial calculators for compound interest, loans, mortgages, savings, retirement, FIRE, and investments.
129 free tools available
Browse in-depth finance calculators guides
401k Calculator
Estimate your 401k balance at retirement based on contributions, employer match, and investment growth.
401(k) Match Calculator
Calculate your employer 401(k) match and how much free money you are leaving on the table.
Accounts Receivable Days Calculator
Calculate days sales outstanding (DSO) to see how quickly customers pay their invoices.
Adjustable Rate Mortgage Calculator
Estimate payments for an ARM with initial fixed rate and future adjustment periods.
Affiliate Commission Calculator
Estimate affiliate earnings based on product price, commission rate, and expected sales.
Amazon FBA Calculator
Estimate Amazon FBA fees, costs, and profit for a product.
Amortization Calculator
Generate a full loan amortization schedule showing principal and interest over time.
Annuity Calculator
Calculate the future value or payout of an annuity investment.
APR Calculator
Calculate the annual percentage rate including fees for loans and credit.
APY Calculator
Calculate annual percentage yield including compound interest to compare savings accounts and CDs.
ARR Calculator
Calculate Annual Recurring Revenue (ARR) from monthly recurring revenue or subscription pricing.
Auto Lease Calculator
Estimate monthly lease payments and total lease cost for a vehicle.
Auto Loan Calculator
Estimate monthly payments and total interest on a car loan.
Balance Transfer Calculator
Compare the cost of keeping credit card debt versus transferring to a 0% APR card.
Bi-Weekly Mortgage Calculator
See how bi-weekly mortgage payments can save interest and pay off your loan faster.
Bond Calculator
Calculate bond price, yield to maturity, and total return.
Budget Calculator
Calculate your monthly budget surplus or deficit.
Burn Rate Calculator
Calculate monthly cash burn rate for startups and businesses.
Business Valuation Calculator
Estimate the value of a business based on revenue, profitability, and an industry multiple.
CAGR Calculator
Calculate Compound Annual Growth Rate.
Cap Rate Calculator
Calculate the capitalization rate for real estate investments.
Capital Gains Tax Calculator
Estimate taxes owed on capital gains from investments or property.
Car Depreciation Calculator
Estimate how much a car loses value each year based on purchase price and depreciation rate.
Car Insurance Calculator
Estimate annual car insurance premiums based on coverage levels and driver profile.
Car Payment Calculator
Estimate monthly car payments based on loan amount, interest rate, and term.
Cash Flow Calculator
Calculate net cash flow and operating cash flow from revenue, expenses, taxes, and debt payments.
CD Calculator
Estimate the maturity value and interest earned on a certificate of deposit.
Churn Rate Calculator
Calculate monthly and annual customer churn rate for subscription businesses.
Closing Costs Calculator
Estimate closing costs when buying or refinancing a home.
College Savings Calculator
Estimate how much to save for college and whether you are on track.
Compound Growth Calculator
Project the growth of an investment with regular contributions and compound returns.
Compound Interest Calculator
See how much your money can grow with compound interest over time.
Contribution Margin Calculator
Calculate contribution margin and ratio to understand product profitability.
Cost of Living Calculator
Compare how far your salary goes in different cities based on cost of living index.
Credit Card Payoff Calculator
Calculate how long it will take to pay off credit card debt and how much interest you will pay.
Credit Utilization Calculator
Calculate your credit utilization ratio across one or more credit cards.
Crypto Profit Calculator
Calculate profit or loss from buying and selling cryptocurrency.
Current Ratio Calculator
Calculate current ratio to assess a company short-term liquidity.
Customer Acquisition Cost Calculator
Calculate how much it costs to acquire one customer from marketing and sales spend.
Customer LTV:CAC Ratio Calculator
Calculate customer lifetime value and compare it to acquisition cost for SaaS and subscription businesses.
Debt Consolidation Calculator
Compare multiple debts versus a single consolidation loan to see potential savings.
Debt Payoff Calculator
Calculate how long it will take to pay off your debt and how much interest you will pay.
Debt Snowball Calculator
Plan debt payoff using the snowball method and see your payoff date.
Debt-to-Equity Calculator
Calculate debt-to-equity ratio to evaluate financial leverage.
Debt-to-Income Calculator
Calculate your debt-to-income ratio to see how much of your income goes toward debt payments.
Depreciation Calculator
Calculate asset depreciation using straight-line or declining balance methods.
Dividend Calculator
Estimate dividend income from shares based on dividend yield or payment per share.
Down Payment Calculator
Calculate how much down payment you need and how it affects your mortgage.
Dropshipping Margin Calculator
Calculate dropshipping profit and profit margin after product cost, shipping, and platform fees.
Dropshipping Profit Calculator
Calculate profit margins for dropshipping products after product cost, shipping, and fees.
EBITDA Calculator
Calculate earnings before interest, taxes, depreciation, and amortization.
EBITDA Margin Calculator
Calculate EBITDA margin as a percentage of revenue to assess operating cash profitability.
Effective Annual Rate Calculator
Convert nominal interest rate to effective annual rate including compounding.
Emergency Fund Calculator
Calculate how much money you should save for emergencies based on monthly expenses.
Equipment Depreciation Calculator
Calculate straight-line depreciation, annual expense, and total depreciation for business equipment.
FIRE Calculator
Calculate when you can reach Financial Independence and Retire Early.
Future Value Calculator
Calculate the future value of investments or savings.
Gross Profit Calculator
Calculate gross profit and gross profit margin from revenue and cost of goods sold.
Gross to Net Calculator
Convert gross income to net income after taxes and deductions.
HELOC Calculator
Estimate home equity line of credit payments and interest costs.
Home Affordability Calculator
Estimate how much house you can afford based on income, debt, and down payment.
HSA Calculator
Estimate Health Savings Account contribution limits and tax savings.
Inflation Calculator
Estimate how inflation reduces purchasing power over time and what future prices might be.
Interest-Only Mortgage Calculator
Calculate monthly interest-only payments and total interest during the interest-only period.
Internal Rate of Return Calculator
Estimate the IRR of an investment based on initial outlay and future cash flows.
Inventory Turnover Calculator
Calculate how many times inventory is sold and replaced over a period.
Investment Calculator
Estimate the future value of an investment with regular contributions.
Traditional IRA Calculator
Estimate the future value of a traditional IRA with tax-deferred growth.
IRR Calculator
Calculate internal rate of return for investment cash flows.
Life Insurance Calculator
Estimate how much life insurance coverage you may need.
Customer Lifetime Value Calculator
Estimate the total revenue a customer generates during their relationship with your business.
Loan Calculator
Calculate monthly loan payments and total interest for any loan.
Loan Comparison Calculator
Compare two loans side by side to find the better deal.
Loan-to-Value Calculator
Calculate your loan-to-value ratio for mortgage, auto, or other secured loans.
Mileage Reimbursement Calculator
Calculate mileage reimbursement based on IRS rate and miles driven.
Monthly Recurring Revenue Calculator
Calculate MRR from subscription customers and average revenue per user.
Mortgage Calculator
Estimate your monthly mortgage payment including principal and interest.
Mortgage Insurance Calculator
Estimate private mortgage insurance (PMI) based on loan amount and LTV.
Mortgage Payoff Calculator
Calculate how much sooner you can pay off your mortgage with extra payments.
Mortgage Refinance Calculator
Estimate savings from refinancing your mortgage to a lower rate.
MRR Churn Calculator
Measure monthly recurring revenue churn, expansion, net MRR change, and churn rate.
Mutual Fund Calculator
Estimate mutual fund returns including expense ratio impact.
Net Income Calculator
Calculate net income for individuals or businesses after taxes and deductions.
Net Present Value Calculator
Calculate NPV to evaluate the profitability of an investment or project.
Net Worth by Age Calculator
Compare your net worth to common benchmarks by age and income.
Net Worth Calculator
Calculate your net worth by subtracting liabilities from assets.
Operating Margin Calculator
Calculate operating margin percentage from revenue and operating income.
Opportunity Cost Calculator
Compare the return of one investment or choice against the next best alternative.
Payback Period Calculator
Estimate how long it takes to recover an initial investment from annual cash inflows.
Payroll Tax Calculator
Estimate employer and employee payroll taxes for US wages.
Pension Calculator
Estimate pension income based on years of service and salary.
Present Value Calculator
Calculate the present value of future cash flows or lump sums.
Present Value of Annuity Calculator
Calculate the present value of a series of future equal payments.
Profit Margin Target Calculator
Find the selling price needed to hit a target profit margin based on cost.
Property Tax Calculator
Estimate annual property tax based on home value and local tax rate.
Purchasing Power Calculator
See how inflation erodes the purchasing power of money over time.
Quarterly Tax Calculator
Estimate quarterly estimated tax payments for self-employed individuals.
Quick Ratio Calculator
Calculate quick ratio (acid-test ratio) excluding inventory from current assets.
Real Estate Commission Calculator
Calculate real estate agent commission when selling a home.
Real Interest Rate Calculator
Calculate real interest rate by adjusting nominal rate for inflation.
Refinance Calculator
Determine if refinancing your mortgage will save you money.
Relocation Calculator
Estimate the total cost of moving to a new city or state.
Rent Calculator
Estimate how much rent you can afford based on your monthly income.
Rent vs Buy Calculator
Compare the total cost of renting versus buying a home over a given period.
Rental Property Calculator
Estimate cash flow, cap rate, and ROI on rental property investments.
Rental Yield Calculator
Calculate gross and net rental yield for investment properties.
Renters Insurance Calculator
Estimate the cost of renters insurance based on belongings and liability coverage.
Retirement Calculator
Estimate how much you need to save for retirement.
RMD Calculator
Calculate required minimum distributions from retirement accounts.
ROAS Calculator
Calculate return on ad spend for your marketing campaigns.
ROI Calculator
Calculate return on investment percentage and profit.
Roth IRA Calculator
Estimate the future value of a Roth IRA with tax-free growth and withdrawals.
Rule of 72 Calculator
Estimate how long it takes to double your money at a given annual return rate.
SaaS Metrics Calculator
Calculate ARPU, customer lifetime value (LTV), and LTV:CAC ratio for SaaS businesses.
Savings Calculator
Calculate how long it will take to reach your savings goal.
Savings Goal Calculator
Calculate how much to save each month to reach a financial goal.
Self-Employment Tax Calculator
Estimate self-employment tax for freelancers and independent contractors in the US.
Simple Interest Calculator
Calculate simple interest on loans or savings without compounding.
Social Security Calculator
Estimate your Social Security retirement benefits.
Split Bill Calculator
Split a restaurant bill including tip among any number of people.
Startup Runway Calculator
Estimate how many months your startup can operate before running out of cash.
Stock Profit Calculator
Calculate profit or loss from stock trades including buy and sell commissions.
Stripe Fee Calculator
Calculate Stripe processing fees and net payout for online payments.
Student Loan Calculator
Estimate monthly payments and total cost for student loans.
Tax-Equivalent Yield Calculator
Compare tax-free municipal bond yields to taxable investments.
Wedding Budget Calculator
Plan your wedding budget by category and track total estimated costs.
Wholesale Price Calculator
Calculate wholesale price per unit and total order value using cost and markup percentage.
Yield Calculator
Calculate investment yield from annual income and current price or cost.
Yield to Maturity Calculator
Estimate the total return expected on a bond held until maturity.